Welcome to International Advisor

Ardel Trust Company (Guernsey) Limited

Address: PO Box 175, Frances House, Sir William Place, St Peter Port, Guernsey GY1 4HQ

Contact Details: Ian Rouget, Email ian.rouget@ardeltrust.com, Tel +44 (0) 1481 723573 Fax +44 (0) 1481 732121

Website: www.ardelholdings.com

Profile:

Ardel was born out of the management buyout from the Bachmann Group in April 2010. One of the largest independent fiduciaries in the Channel Islands with over 120 staff, providing trust and company services to a large international private and corporate client base.

Offering an impartial service as we are not affiliated to a legal or accountancy practice, bank, asset management or other financial institution. This sets us apart from a large number of our competitors. We operate from Guernsey, with offices in UK, Switzerland and New Zealand.

Offering:

We are a leading trustee of overseas pensions including QROPS, QNUPS and IPPs. In April 2010 we were named among the world’s Top 25 Trust Companies by Private Client Practitioner magazine.

Baker Tilly Isle of Man

Address: 2a Lord Street, Douglas, Isle of Man, IM99 1HP

Contact Details: Tel +44 1624 693900 Fax: +44 1624 693901 E-mail: pensions@bakertillyiom.com

Website: www.bakertillyiom.com

Profile:

Baker Tilly Isle of Man is the longest established pension provider in the Island and an independent member of one of the world’s leading business advisory networks.

A full range of trustee and administration services for all types of pension scheme can be provided by genuine pension professionals using specialist pensions systems.

Offering:

For those wishing to take advantage of the QROPS transfer opportunity we have several options. A plan can be established specifically for one client or it may prove more cost effective to use one of our master plans including the Baker Tilly Isle of Man QROPS SIPP.

The Baker Tilly Isle of Man QROPS SIPP was established in 2010 to complement new legislation introduced in the Island which brought about more favourable tax treatment. Whilst operating under a master trust arrangement the QROPS SIPP retains the flexibility to meet individual requirements.

Baker Tilly Isle of Man is an independent member of Baker Tilly International

Belvedere (Part of Willow Trust)

Address: Louisiana House, South Esplanade, St Peter Port, Guernsey GY1 1BJ

Contact Details: Tel +44 1481 721500 Fax +44 1481 721600 Email: enquires@belvedereqrops.com

Profile:

The Belvedere products are administered by the Willow Fiduciaries Group ('Willow') in Guernsey. Willow has an established reputation for providing a highly bespoke service to private clients and the Belvedere International Pension Plan (Belvedere) QROPS builds on this commitment.

Willow is based in the heart of St Peter Port with a team who collectively have a wealth of experience in pension administration and private client management.

Offering:

Belvedere offers a range of products to cater for virtually every need. The standard Belvedere is designed to provide a flexible (open architecture) cost-effective solution for you and your clients. The flexibility of the Belvedere plan ensures that advisers can be confident that the standard Belvedere plan will meet the majority of client expectations.

A reduced-cost, limited option model and a bespoke model are available as alternatives. Willlow is licensed by the Guernsey Financial Services Commission.Tel +44 1481 721500 Fax +44 1481 721600 Email: enquires@belvedereqrops.comLouisiana House, South Esplanade, St Peter Port, Guernsey GY1 1BJBelvedere (Part of Willow Trust)

Boal & Co

Address: Marquis House, Isle of Man Business Park, Douglas, Isle of Man IM2 2QZ

Contact Details: Tel +44 (0)1624 606606 Fax +44 (0)1624 606607 Email qrops@boal.co.uk

Website: www.trinity.im, www.synergy.gg

Profile:

Boal & CoMarquis House, Isle of Man Business Park, Douglas, Isle of Man IM2 2QZTel +44 (0)1624 606606 Fax +44 (0)1624 606607 Email qrops@boal.co.ukwww.trinity.im & www.synergy.ggBoal & Co is a leading offshore firm of actuaries and pension consultants, established in 1995.

With a proven track record in pension trusteeship, management and administration, Boal & Co has been actively administering overseas pension transfers since 1996. Boal & Co also provide pension consultancy services to some of the world’s largest companies.

Boal & Co is a member firm of Abelica Global, an organisation which has key offices in International Finance Centres worldwide.

Offering:

Recognising the need to offer diversity to advisers and their clients, Boal & Co offer market leading QROP schemes in the Isle of Man and Guernsey.

Launched in 2010, Trinity, our flagship scheme, is a scheme approved under the Isle of Man’s new pension framework, a framework which fits perfectly with HMRC’s QROPS legislation.

Synergy, our Guernsey QROP scheme has been providing solutions to clients since 2008.

Boal & Co provide a full administration and trustee service, alongside specialist actuarial services, such as the provision of Transfer Value Analysis reports.

Bourse Group Limited

Address: Havelet House, 181 South Esplanade, St Peter Port, Guernsey GY1 3JS

Contact Details: Tel: +44 (0)1481 725044 Fax: +44 (0)1481 710815 Email: enquiries@bourse.gg

Website: www.bourse.gg

Profile:

With roots dating back to 1999, Bourse offers more than a decade of providing fiduciary and pension services and has become a leader within the international trust and pension industries. From its offices in Guernsey Bourse serves clients throughout the world.

Innovative in the creation of structures yet conservative in their administration and implementation Bourse offers a comprehensive programme of fiduciary and pension services and impartial and effective geographical, sector, compliance and issue coverage.

The Bourse QROPS is registered in the UK with HM Revenue & Customs register number 501556. It is a Guernsey retirement annuity trust scheme and is open to both residents and non-residents of Guernsey.

Bourse is regulated by the Guernsey Financial Services Commission and independently audited by Ernst & Young.

Offering:

QROPS; ROPS; s615; Annuities; EFRBS; EBT and Pre-funded EBT; Asset Remuneration Trust; Personal Portfolio Bond; Excluded Property Trust; and Stamp Duty Land Tax.

Brooklands Pensions

Address: 41 Lothbury, London, EC2R 7HG

Contact Details: Bernie Saker Tel +44 (0) 207 100 4011 Email bernie@brooklandspensions.com

Website: www.brooklandspensions.com

Profile:

Brooklands is in the enviable position of being able to offer UK SIPPs as well as QROPS and therefore are a truly global pension provider and uniquely able to bring a balanced view of the suitable product for the adviser’s clients.

Brooklands are also the only QROPS provider that does not charge fees for exiting. This stance comes through from our pedigree of having a SIPP and being regulated in the UK where ‘treating customers fairly’ is a core regulatory value and the regulator understands that the receiving scheme undertakes most of the transfer work.

Brooklands do not charge exit fees on any of our products and understand that circumstances change and clients need to have options and choices without penalty.gulator understands that the receiving scheme undertakes most of the transfer work.

Brooklands do not charge exit fees on any of our products and understand that circumstances change and clients need to have options and choices without penalty.

Offering:

SIPP; QROPS, QNUPS; SSAS; Trustee Savings Plan; Corporate Trustee Savings Plan; Gratuity Schemes.

Carey Pensions and Benefits Limited

Address: PO Box 285, 1st and 2nd Floors, Elizabeth House, Les Ruettes Brayes, St Peter Port, Guernsey GY1 4LX

Contact Details: +44 (0)1481 700300 Email - tim.bush@careygroup.gg

Website: www.careygroup.gg

Profile:

Carey Group provide a range of pension services to UK, Channel Islands and international clients and specialise in offering QROPS, QNUPS, SIPPS, International Employee Pension Plans and Employee Share Plans through its Guernsey and UK offices.

We tailor bespoke packages to suit the needs of intermediaries and clients across a wide range of international locations.
 

Offering:

Carey Group specialise in providing bespoke solutions for example white labelled QROPS schemes. As a member of Guernsey Association of Pension Providers (GAPP) Carey Group work diligently to ensure that schemes under their administration remain compliant with regulations. This ensures that members who use their services have the comfort of knowing that their retirement plans are administered in a safe and secure location.

Carey Group’s in-house Harrier plan is a competitive QROPS scheme not tied in to a restricted range of investment options. It enables advisors and members to plan for a retirement without the constraints of having to purchase particular investments or an annuity, thus enabling planning to be maximised and residual assets on death to be passed to member's beneficiaries.
 

Dominion Fiduciary Services Limited

Address: 1st Floor, 10 Charles II Street, St. James's, London, SW1Y 4AA.

Contact Details: Tele: +44 (0)207 747 1115

Primary Contact: James Barber-Lomax

Additional Contact: qrops@dominionfs.com

Website: www.dominionqrops.com

Profile:

Dominion offers clients and advisors alike a professional, technical and first class service in all areas of corporate and personal pension fund, employee and member trust administration and personal tax consulting. Dominion is unique in that many corporate and personal tax planning strategies are designed in-house and supplied to chosen external advisors, to assist them in providing independent tax, FSA regulated and general advice. 

Offering:

The dedicated in-house technical team at Dominion provide full technical support to the firm’s substantial administration business on matters surrounding tax planning for partnerships and individuals. In the pension area, this includes, but is not limited to:

• tax treaty analysis and the implications of Finance Act 2011 as it relates to UK registered pension schemes, QROPS, QNUPS, IPP’s and EBT’s
• review of planning opportunities for members of IPP’s
• transfer issues for members of UK pension schemes considering a transfer to a QROPS
• IHT and other wealth planning opportunities created by FA2011 in the area of QNUPS and QROPS

Recognising the need to offer a secure environment for advisors and their clients to manage pension funds and other trust structures, Dominion offer fully regulated retirement schemes based in Malta which are audited by KPMG and overseen by the Malta Financial Services Authority. This combines to make Dominion the firm of choice for expert advisors and informed clients with significant assets that require protection. 

FNB International Trustees Limited

Address: PO Box 602, La Plaiderie House, La Plaiderie, St Peter Port, Guernsey GY1 4NL

Contact Details: Geoff Gavey – geoff.gavey@fnbit.com & Matt Tailford – matt.tailford@firstrand.co.gg

Website: www.fnbit.com

Profile:

FNB International Trustees LimitedPO Box 602, La Plaiderie House, La Plaiderie, St Peter Port, Guernsey GY1 4NLNB International Trustees Limited is the specialist offshore fiduciary provider of the FirstRand Group.

Based in Guernsey, we provide a wide range of trust and company solutions for individuals and companies and have been doing so for over 40 years. We are a member of the FirstRand Group, which is based in South Africa and has over US$130bn of assets under management and is listed on the Johannesburg Stock Exchange.

Offering:

We offer a comprehensive and innovative product range including:

• Discretionary Trusts
• Offshore Companies
• Shari’a Trusts
• Pensions Plans
• EFRBs and EBTs
• QROPS

Our QROPS offerings are very comprehensive, ranging from low cost options for smaller pension funds within our in-house investment solutions, options to hold life wrappers and platforms and tailor made bespoke options for more complex portfolios.

Gower Pensions Management

Address: PO Box 129, Suite 2, Weighbridge House, Le Pollet, St. Peter Port, Guernsey, GY1 4EH.

Contact Details: Tel: +44 (0) 1481 700200 Fax: +44 (0) 1481 740550 Email: info@thehorizonplan.com Email: info@gowerpensions.com

Website: www.thehorizonplan.com

Profile:

International Pensions: www.thehorizonplan.com Group site: www.gowerpensions.comGower Pensions Management Limited (GPML) is a corporate fiduciary which specialises in providing international pension structures via financial advisers.

GPML is part of the Gower Group, an owner managed business which has been associated with the Bailiwick of Guernsey since 1948 and is regulated by the Guernsey Financial Services Commission. Gower has a long history in the international pensions market, and has established itself as one of the leading providers of QROPS.

Offering:

The Horizon Pension range of products is able to offer approved pensions solutions for the international mobile individual with QROPS offerings (HMRC approved Qualifying Recognised Overseas Pensions) and QNUPS offerings (overseas schemes that are Qualifying Non-UK Pensions).

Both types of schemes are open investment architecture and have been designed with Financial Adviser’s in mind. GPML are also able to offer unapproved international personal pensions