Skipton International has launched limited company lending for eligible expat and international property investors buying or refinancing UK buy-to-let properties.
The new offering is aimed at intermediaries whose clients are purchasing property through a limited company, remortgaging an existing special purpose vehicle (SPV) portfolio or reviewing ownership structures for UK residential investment property.
Skipton said the product offers lending up to 65% loan-to-value, with a minimum loan size of £200,000 and an application fee of £4,999.
Applications are limited to a maximum of two directors or shareholders and must involve a pure SPV rather than a trading company.
Companies must be incorporated in the UK, Guernsey or Jersey and directors must be non-UK residents, although EU resident directors are eligible for the limited company buy-to-let offering.
The launch comes amid continued growth in the use of limited companies by landlords. Research from Hamptons, part of the Skipton Group, found 66,587 new buy-to-let companies were formed in 2025, taking the total number registered in the UK to 443,272 by the end of the year.
It also found around three-quarters of new buy-to-let purchases are now made through limited companies.
Lucy Lewis, senior manager, mortgage sales at Skipton International, said: “The buy-to-let market has changed, with limited company structures now a much more common route for landlords and investors.
“As a specialist in UK buy-to-let lending for international and expat customers, Skipton International understands the needs of overseas borrowers investing in UK property.
“Limited Company Lending builds on that experience, giving intermediaries a practical option for eligible non-UK resident directors using SPV structures.”
