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FCA

UK pension transfer changes – what are the risks for advisers?

Best Practice | 17 Jul 17

UK pension transfer changes – what are the risks for advisers?

The FCA has proposed overhauling the rules for advising on DB to DC pension transfers. Rob Morris, partner at RPC, looks at the risks these changes create for financial advisers and their insurers.

FCA fines compliance officer for pension transfer failings

Tax & Regulation | 14 Jul 17

FCA fines compliance officer for pension transfer failings

The UK watchdog has fined a compliance oversight officer after two companies he worked for gave unsuitable advice to around 500 customers who transferred £12.7m ($16.4m, €13.6m) out of their DB pension schemes.

Qrops ‘wide-open to mis-selling’ under FCA transfer reforms

Retirement | 12 Jul 17

Qrops ‘wide-open to mis-selling’ under FCA transfer reforms

The UK financial services regulator has “failed to deliver a working model” for overseas pension transfers, says industry expert Bethell Codrington, amid concerns the Financial Conduct Authority’s (FCA) planned overhaul leaves products such as Qrops “open to mis-selling”.

UK eyes ‘intervention’ to allow pension access without drawdown

Tax & Technical | 12 Jul 17

UK eyes ‘intervention’ to allow pension access without drawdown

The Financial Conduct Authority (FCA) has said it is looking to work with the UK government to allow savers to access their pension pots without taking drawdown amid fears consumers need greater protection in the non-advised drawdown market.

UK regulator urged to reform complex disclosure rules

United Kingdom | 11 Jul 17

UK regulator urged to reform complex disclosure rules

There is a ‘clear case’ for simplifying the point of sale disclosure regime which is too complex and confusing for investors, UK platform provider AJ Bell’s chief executive said in an open letter to the FCA.

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International Adviser covers the global intermediary market that uses cross-border insurance, investments, banking and pension products on behalf of their high-net-worth clients. No news, articles or content may be reproduced in part or in full without express permission of International Adviser.