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ASIC bans another former MWL adviser for role in Shield misselling

By Laura Purkess, 10 Mar 26

Melbourne-based financial adviser Raluca Terheci has been banned from providing financial services

The Australian Securities and Investments Commission (ASIC) has confirmed it has banned another adviser from MWL Financial Services over their role in mis-selling high risk investments in the Shield Master Fund.

Melbourne-based financial adviser Raluca Terheci has been banned from providing financial services, controlling an entity that carries on a financial services business or performing any function involved in the carrying on of a financial services business for six years.

ASIC found that Terheci gave inappropriate advice to clients which was not in their best interests, for recommending that they invested most of their superannuation into the high growth class or the growth class of Shield.

Shield was an investment scheme that collapsed after around AD$480m (£238m) of investor funds were funnelled into high-risk property developments.

Read more: ASIC bans former MWL Financial Services adviser for role in Shield misselling

ASIC also found that Terheci’s statements of advice to her clients contained false and misleading statements, such as ikmplying they would enjoy better returns by investing into Shield, and saying that Shield had outperformed alternatives since 2017, despite only being founded in May 2021.

The banning order took effect from 25 July 2025. Terheci has applied to the Administrative Review Tribunal for a review of ASIC’s decision

Read more: ASIC suspends MW Planning’s licence over failure to replace banned manager linked to Shield

The Australian regulator has banned a number of advisers formerly linked to MWL for their role in encouraging investors to invest their superannuation funds into Shield.

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International Adviser covers the global intermediary market that uses cross-border insurance, investments, banking and pension products on behalf of their high-net-worth clients. No news, articles or content may be reproduced in part or in full without express permission of International Adviser.