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Half of Gen Zs think they will retire well – but 72% have no plan

By Laura Purkess, 28 Aug 25

Young people are more confident about retirement in Singapore than older generations

Retirement plan - Reminder of the need for savings for a decent, comfortable old age.

Half of Gen Zs in Singapore are optimistic about their retirement, with more than half (51%) saying they think they will be able to retire well and pay for their daily lives.

However, 72% said they don’t currently have a retirement plan. As they are mostly students or have recently joined the workforce, they are saving for other goals and plan to save for retirement later in life, research by Prudential Singapore found.

Young people are more confident than millennials and Gen Xers, with just 45% and 38% saying they feel confident about retirement, respectively.

“Gen Zs are confident about the next 60 years because they have grown up in a nation that has flourished and provided them with the opportunities to thrive,” said Jeff Ang, chief executive of Prudential Financial Advisers Singapore.

“They are go-getters who are willing to work hard while they are young to cultivate multiple income streams, but they want to do so on their own terms, with frequent travel and breaks.”

Tags: Prudential

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International Adviser covers the global intermediary market that uses cross-border insurance, investments, banking and pension products on behalf of their high-net-worth clients. No news, articles or content may be reproduced in part or in full without express permission of International Adviser.