Bob Pain has had a long career in the cross-border life insurance sector, currently serving as the CEO of the Association of International Life Offices (AILO). With over 30 years of experience in financial services, Pain has held several senior executive roles, including serving as managing director at Investors Trust and holding leadership positions at Friends Provident International. Through Cadel Consulting, he provides strategic guidance to companies in the international investment space. As AILO CEO, Pain is a vocal advocate regarding regulatory developments, education, and best practices for international life companies.