Derek Gemmell is Head of Middle East and Africa at Utmost and a key figure in the international life and pensions sector, with deep expertise across cross-border financial planning and regional market development.
In his role, Gemmell is responsible for leading Utmost’s strategy and growth across the Middle East and Africa, overseeing distribution, partnerships and client engagement in some of the most dynamic and complex international markets. He has been instrumental in strengthening the firm’s presence in the region, working closely with advisers and institutions to deliver solutions tailored to globally mobile clients.
With extensive experience in the international insurance and wealth space, Gemmell brings a strong understanding of the regulatory, cultural and commercial nuances that define cross-border financial services. His leadership has supported the continued expansion of Utmost’s regional footprint, while maintaining a clear focus on product innovation, service quality and long-term client outcomes.
Known for his collaborative approach and strong industry relationships, he plays a pivotal role in connecting global product providers with local advisory networks, helping to drive sustainable growth across the region.
As demand for international savings and retirement solutions continues to rise, Gemmell remains a central figure in shaping Utmost’s regional strategy and supporting the evolving needs of advisers and clients across the Middle East and Africa.
